Disclaimer
The
website/mobile application (hereinafter referred to as “site/app”),
including any content or information contained within it or any
site/app linked to the site/app, or any product or service licensed
or purchased through the site/app, is provided on an "as is" basis
and without warranties of any kind, either express or implied,
including, but not limited to warranties of title or non-infringement
or warranties of merchantability and fitness for a particular
purpose, other than those warranties which are implied by and
incapable of exclusion, restriction or modification under the laws
applicable to this agreement. The website/ mobile application is
owned, operated and maintained by Vivek Financial Focus Limited
(hereinafter referred to as “Vivek Financial”), a Company
incorporated under the Companies Act, 2013 having CIN:
U74899DL1995PLCO64632, and having its Registered Office at 112,
Vishwa Sadan, 9, District Centre, Janak Puri, New Delhi – 110058 and
Corporate Office at Registered Office at 112, Vishwa Sadan, 9,
District Centre, Janak Puri, New Delhi - 110058. Vivek Financial owns
and maintains www.vivekfinancial.com
and www.lightpillar.in
Vivek Financial is a registered Member of National Stock Exchange of India Limited and Bombay Stock Exchange Limited SEBI Regn. No.: INZ000276333, BSE Cash/F&O (Member ID: 3690) and NSE Cash/F&O (Member ID: 07541). It is also registered as a Depository Participant with NSDL Regn. No.: IN-DP-473-2020. It also has registration with AMFI as a Mutual Fund Distributor (ARN-19901). Vivek Financial or its associates has not been debarred/suspended by SEBI or any other regulatory authority for accessing /dealing in securities market.
Vivek Financial is a distributor for Non-Broking Products/Services such as Mutual Funds, Mutual Funds SIP / STP / SWP, IPO, FPO, all types of bonds and any other Third Party Products/Services etc. These are not exchange traded products and we act as distributors. All disputes with respect to the distribution activity would not have access to the Exchange investor redressal forum or arbitration mechanism. Kindly also refer to the detailed disclaimer for Third Party Products. Vivek Financial Focus Limited does not provide any Portfolio Management Services nor is an Investment Advisor.
We collect, retain, and use your contact information for legitimate business purposes only, to contact you and to provide you information & latest updates regarding our products & services. We do not sell or rent your contact information to third parties.
By submitting your contact details (email and mobile number), you are authorising us to call/SMS/Whatsapp you even though you may be registered under DND. You can however opt out of receiving such communications from us
Investors may contact us on call us at 25537331 or email us at [email protected] for Cyber Security related concerns.
For redressal of complaints, you should first approach Vivek Financial Focus Limited.
SEBI also facilitates you to lodge your complaint online with SCORES. For filing complaints with SEBI, Register on SCORES portal and provide mandatory details like Name, PAN, Address, Mobile Number, Email ID. The process is easy & quick with effective communication and speedy redressal of the grievances. For further information refer FAQ’s here.
In absence of response/complaint not addressed to your satisfaction, you may lodge a complaint with SEBI, NSE Exchange and / or BSE Exchange, Investor Service Centre.
Risk Disclosure on Derivatives
Other Disclaimers
Mutual Funds Disclaimers
Sector Disclaimer
By referring to any particular sector, Vivek Financial Focus Limited does not provide any promise or assurance of a favourable view for a particular industry or sector or business group in any manner. The investor is requested to take into consideration all the risk factors including their financial condition, suitability to risk return profile and take professional advice before investing. Such representations are not indicative of future results.
Third Party Products
Vivek Financial Focus Limited is a
corporate trading and clearing member of Bombay Stock Exchange
Limited (BSE) and National Stock Exchange of India Limited (NSE). Our
businesses include stock broking, services rendered in connection
with distribution of primary market issues and financial products
like mutual funds and fixed deposits and depository services. Vivek
Financial Focus Limited is also a depository participant with
National Securities Depository Limited (NSDL). Vivek Financial Focus
Limited is also a “Distributor” registered with Association of Mutual
Funds in India (AMFI).
Vivek Financial also acts as a distributor of third party products such as Mutual Funds, Debt Mutual Funds, Bonds / NCD’s, Fixed Maturity Plans, Hybrid Funds, Nifty Link Debenture, AMCs and any other distribution products added by Vivek Financial from time to time.
The products, services and benefits referred to herein are subjected to the terms and conditions governing them as specified by Vivek Financial / third party from time to time. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to sell / purchase of any products / services of Vivek Financial / third parties and is not intended to create any rights and obligations.
Vivek Financial does not accept any responsibility for any loss or damage incurred by anyone in reliance on anything set out in this document. The information set out herein is subject to modification and may change materially. Any investment in such third party products / services shall constitute a binding contract between you and the third party company. Vivek Financial shall not be liable or responsible for any loss, claim or shortfall resulting from third party’s products/services.
Whether to accept the third party products / services offered by Vivek Financial shall be at your sole discretion, independent analysis and at your own evaluation of the risk involved. However, Vivek Financial does not guarantee or warrant the accuracy, adequacy or completeness of any third party services offered by Vivek Financial.
Vivek Financial holds no responsibility as regard to the fees, any discrepancies, errors or omissions, losses, damages or any other transaction between you and third party. Please note that any dispute, claim, difference or any type of complaint pertaining to the services provided by third parties, shall not be entertained by Vivek Financial and you will not have recourse to dispute redressal mechanism/arbitration mechanism/investor protection schemes of the Stock Exchanges/SEBI.
Any Dispute, claim, difference or any complaint shall be subjected to the respective agreements / transaction entered by you with such third party/parties. Vivek Financial specifically states that Vivek Financial or any of its directors, employees, authorized person etc shall not hold any financial liability or contingent liability towards you/any third party in respect of transactions between you and third party. Vivek Financial has no direct or indirect business relationship with the above mentioned third-party research service provider for providing the said Research recommendation.
Vivek Financial Focus Limited acts as a referral for the third party products and does not own any liability for the said products. Since these are not Exchange traded products and Vivek Financial Focus Limited is acting as distributor/referrer, all disputes with respect to the distribution/referral activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.
Legal
Disclaimer
Legal Disclaimer Any person can use and participate on our web site
as long as he or she is a major i.e. attained the age of 18 years and
capable of entering into a legal contract as per the laws in India.
On your registering with our website and or accessing and or transmitting any data and or information, or otherwise participating and or using our website in any manner, would indicate that you have understood, appreciated and accepted the rights and obligations voluntarily, that would, there after exist between us, in totality and without any modification to the contents contained herein. We in order to protect yours as well as our interests and security may require to alter and or amend the rights, limitations and obligations contained herein without any notice and or advise to you. Hence we advise and recommend that you check this web page of this web site on a regular basis.
Through this web site you would be linked to other web sites, web pages and or offers which would require you to understand and accept additional rights and or obligations in order to participate. Such additional rights and obligations may have been provided for in this mutual understanding but we cannot guarantee its existence in entirety, hence the same at length shall be available on those respective web site, pages and or offers that are being visited and or viewed. In the event that any of the additional rights and obligations accepted by you are ever in conflict, in whatsoever manner with your rights and obligations contained herein, then these terms shall control. Unless mentioned otherwise herein or on the respective web site and or web pages, all the rights, obligations and limitations contained herein shall supersede all previous terms and conditions. For reasons whatsoever if you may not appreciate our care and concern and the contents herein we can only advise you to, if at all, not to access or transmit any data and or information, participate and or use our web site in any manner in mutual interests.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing. Derivatives are a sophisticated investment device. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts. Mutual Fund Investments are subject to market risks, please read the offer document carefully prior to investing. Vivek Financial Focus Limited is a distributor of Mutual Funds, IPO, Bonds and Debentures. Investments in securities are subject to market risk and there is no assurance or guarantee of the objectives of the Portfolio strategies being achieved. Our research should not be considered as an advertisement or advice, professional or otherwise. The investor is requested to take into consideration all the risk factors including their financial condition and suitability to risk return profile.
The information provided by you, shall at all times be current, truthful, accurate, complete and updated by you regularly. The making of any false statements, non disclosure and or failure to provide timely updates of necessary information and facts would subject you to civil and criminal liabilities, penalties, non registration and or deactivation of your existing account with our web site without notice or intimation of any kind to you.
We may at times need to edit, alter and or remove any information in whole or in part that may be available on our web site and that we shall not be held responsible for all or any actions that may subsequently culminate into any loss, damage and or liability.
Under certain circumstances it may become necessary for us to disclose your personal information or to adhere to the bonafide requests of the government and or law in either case we shall be bound and shall at all times have the legal right to disclose any or all of your personal information
Please note that by submitting the personal details, you are authorising us / Vivek Financial to call you and send promotional communication even though you may be registered under DND.
You acknowledge that any warranty that is provided in connection with any of the products or services described herein is provided solely by the owner, advertiser, manufacturer or supplier of that product and/or service, and not by Vivek Financial. Vivek Financial does not warrant that your access to the site/app and/or related services will be uninterrupted or error-free, that defects will be corrected, or that this site/app or the server provided herein is free of viruses or other harmful components. Access to and use of this site/app and the information provided herein is at your own risk and Vivek Financial does not undertake any accountability for any irregularities, viruses or damage to any computer that results from accessing, availing or downloading of any information from this site/app. Vivek Financial does not warrant or make any representations regarding the use of or any consequences resulting from the use of any product and/or service purchased in terms of its compatibility, correctness, accuracy, and reliability or otherwise. You assume total responsibility and risk for your use of this site/app and all site/app-related services.
You agree that, Vivek Financial and its directors, officers, employees, agents, sponsors, consultants, business partners or other representatives ('service providers') shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or any other damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business) under any contract, negligence, strict liability or any other theory arising out of or relating in any way with the use of the site/app or in reliance of the information available on the site/app or shared during offline interactions, site/app-related services, or any products or services offered or sold or displayed on the Vivek Financial website or mobile application or during offline interactions and thereby Vivek Financial and its directors, officers, employees, agents, sponsors, consultants, business partners or other representatives ('service providers') shall have no liability arising out of any direct, indirect, incidental, consequential, special, exemplary, punitive or any other damages or loss arising out of usage of site/app or offline interactions.
The possibility exists that the site/app could include inaccuracies or errors. Additionally, the possibility exists that unauthorized additions, deletions or alterations could be made by third parties to the site/app. Although Vivek Financial attempts to ensure the highest level of integrity, correctness and authenticity of the site, it makes no guarantees whatsoever as to its completeness, correctness or accuracy. In the event that any inaccuracy arises, please inform Vivek Financial so that it can be corrected
The price and value of investments and the income derived from them can increase or decrease and you may not get back the amount you invest. Changes in the rate of exchange may have an adverse effect on the value, price and income of investments in deposits other than your own. Past performance is not necessarily an indicator of future performance. The services and investments referred to in our site/app/offline interactions may have tax consequences and it is important to bear in mind that Vivek Financial does not provide tax advice. The level of taxation depends on individual circumstances and such levels and bases of taxation can change. You should consult your own tax advisor in order to understand any applicable tax consequences.
Vivek Financial does not provide any advice. However, the recommendations may be provided from time to time in accordance with the law as incidental advice. The information on our Internet site/app/offline interactions is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments. The services and the securities we offer may not be suitable for all customers.
This Internet site/app is only available to residents in India and is presently not available to foreign residents including non resident Indians (NRIs) in foreign jurisdictions where the services cannot be offered without prior regulatory compliance. In all such cases due efforts are being made to comply with regulatory requirements in various jurisdictions. This service does not constitute an offer to sale or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.
No market analysis, research report or any other information, on the site/app is to be construed as a representation with respect to shares, securities or other investments.
You understand and agree that no joint venture, partnership, employment or agency relationship exists between you and us as a result of this agreement or on account of use of our site/app.
Price and availability of products and services offered on the site are subject to change without prior notice. To the extent that we provide information on the availability of products or services you should not rely on such information Vivek Financial will not be liable for any lack of availability of products and services you may order through the site.
Disclaimer and
Limitation of Liability
Disclaimer: Vivek Financial and/or any of its affiliates do not
provide any tips, advisory, solicitation, opinions or portfolio
management services regarding buying, selling and trading of any
securities, directly or indirectly, in any manner. Information
displayed or laid out by Vivek Financial, including but not limited
to; this site/app/offline interactions and all other platforms
including social media, are purely for either educational,
informational, or discussion purposes and should not be construed as
direct or indirect recommendation to invest, trade or speculate in
the markets. Vivek Financial would welcome and appreciate immediate
notification or notice, if any person would come across any such
tips, advisory, solicitation, opinions or related services regarding
buying, selling and trading of any securities, directly or
indirectly, in any manner from any person or platform which is
believed to be or likely to be believed as Vivek Financial. Please
contact [email protected] for any of your queries with
regard to the same. In no event shall Vivek Financial be liable for
any investments, trades or speculative activities performed by any
person based on any such information or content and all such
activities shall be solely at their own risk.
Transactions between you and Vivek Financial shall be governed by and construed in accordance with the laws of India, without regard to any conflicts of laws of other nations. Any litigation regarding this agreement or any transaction between customer and Vivek Financial or any action at law or in equity arising out of or relating to these agreement or transaction shall be filed only in the Competent Courts of Delhi alone and the customer hereby agrees, consents and submits to the jurisdiction of such courts for the purpose of litigating any such action
The Stock exchange and depository i.e. NSE/ BSE/NSDL and/or any other exchange/depository is not in any manner answerable, responsible or liable to any person for any acts of omissions or commission, errors, mistakes and/or partners, agents associates etc., of any of the Rules, regulations, bye-laws of the Stock Exchange, SEBI Act or any other laws in force from time to time. and depository i.e. NSE/ BSE/NSDL and/or any other exchange/depository is not answerable, responsible or liable for any information on this site/app or for any services rendered by us, our employees and our servants.
Please note that any of your personal details; including but not limited to, your registered contact number, password, login information, email ID, date of birth, bank account, address etc. and/or any other personal details collected from time to time, is strictly not shared with any third party ,i.e. any non-affiliate of Vivek Financial, without your express consent.
Vivek Financial or any of its affiliates, employees, agents or any other representatives would never contact you and ask you for your personal details such as your login information, password, Aadhaar OTP, bank account details and such other related information. Please do not provide any details to queries from calls where such information is asked by the caller who impersonates to be an affiliate of Vivek Financial. For reporting any such information or for further queries with regard to this, please contact [email protected].
Copyrights/
Trademarks
All the trademarks, logos and service marks, information and content
provided on our web site including its design structure and
compilation are privately owned Intellectual Property Rights of
either Vivek Financial and or its affiliates, agents, associates,
subsidiaries and or otherwise permitted by us as advertised on our
website. Unless otherwise noted you shall not copy, download or and
print documents from our web site for any commercial purposes and
shall not post, distribute transmit display publish sell or modify
them or remove any copyright trade mark or other proprietary notices.
For permission to use third party materials appearing on our web
site, please contact the copyright owner.
Also the trademarks, logos and service marks available on our web site are invaluable assets of Vivek Financial and or its affiliates, agents, associates, subsidiaries and other parties, who have been authorized by us to display the same on our web site. In our endeavor to serve and protect your interests and rights, we would appreciate if you could inform us in writing at [email protected] Giving all necessary details of the violation or infringement of our trademarks, logos and service marks which are either protected by us and or available on our web site. The information thus provided by you would be forwarded to our legal advisors for opinion on all or any legal recourse that can or should be adopted by us in order to protect our intellectual Property rights.
Also the trademarks, logos and service marks available on our web site are invaluable assets of Vivek Financial and or its affiliates, agents, associates, subsidiaries and other parties, who have been authorized by us to display the same on our web site. In our endeavor to serve and protect your interests and rights, we would appreciate if you could inform us in writing at [email protected] Giving all necessary details of the violation or infringement of our trademarks, logos and service marks which are either protected by us and or available on our web site. The information thus provided by you would be forwarded to our legal advisors for opinion on all or any legal recourse that can or should be adopted by us in order to protect our intellectual Property rights.
Cookie
Cookie We reserves the right to store information on a user's
computer in the form of a "cookie" or a similar file and the
utilization of all or any information derived there from by us.
General
As we are incorporated under the laws of India, you will appreciate
that we can only abide and follow the laws of this land for entering
and or fulfilling this Agreement between the two of us i.e you and
us. For the sake of jurisdiction for all or any disputes arising out
of or relating to the use of this web sites the courts in the state
of Delhi, shall ONLY have jurisdiction.
The access and or use by you of our web site shall be deemed to be UNAUTHORIZED if the terms and conditions contained herein, in part or in full including this paragraph are not recognized and or not capable of being enforced in the country and or jurisdiction from where you have voluntarily or otherwise accessed and or used our web site in any manner.
You understand and agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of this Agreement or on account of use of our website.
We reserve the right to comply with any legal, government, court and or law enforcing authorities request, requirement and or order to provide in part and or full, any information related to our web site and or its use and or the information gathered and or collected by us, in regular course or otherwise and such an act by us shall not cause the derogation of our right with respect to this Agreement nor shall it cause this Agreement to be null, void and or violation of any terms and conditions contained herein.
If at time during the existence and subsistence of this Agreement any part of this Agreement is concluded to be invalid or unenforceable by any law that may be applicable to this Agreement in India shall include, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise expressly provided herein, this Agreement, its provisions and intentions constitutes the entire Agreement between you and us with respect to this web sites of ours and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the two of us.
This service does not constitute an offer to sell or a solicitation of an offer to buy any shares, securities or other instruments to any person in any jurisdiction where it is unlawful to make such an offer or solicitation. This service is not intended to be any form of an investment advertisement, investment advice or investment information and has not been registered under any securities law of any foreign jurisdiction and is only for the information of any person in any jurisdiction where it may be lawful to offer such a service.